About us and our goals with you.
Thrower Financial Concepts, Inc. is an independent financial advisory firm serving central and eastern North Carolina and wholly owned and operated by Roy and Nell Thrower. Our goal is to provide a more secure standard of living as well as a stable financial future for those we serve. At Thrower Financial Concepts, our mission is to know our clients, learn their goals for retirement and create a plan that will help them reach their ultimate retirement dreams.
With professional institutional level investment management and a wide spectrum of insurance products, we can explore a multitude of options. We will work closely with you to evaluate your current financial health, set your retirement goals, strategize on how we can assist you in achieving your goals, and walk you through every step of the implementation process. Our job is to coach our clients through the financial decisions they face in their new adventure.
Medicare and Supplement Plans
We understand the options. Let us help you find the plan that meets YOUR needs. It will cost you nothing.
When it comes to Medicare, you have choices. And that can be really confusing. Once you’re eligible for Parts A and B, should you add Part D, and do you need a Medicare Supplement Insurance Plan – and if so, do you qualify for financial assistance?
Here’s the simple part: Every American over 65 is eligible for Medicare. After that, it’s complicated, and not everyone’s situation is the same. Thrower Financial works with dozens of insurance companies and can help you find the plan that’s just right for you.
Medicare Supplement Insurance Plans (Medigap)
Basic Medicare doesn’t cover everything.
Medicare Supplement Insurance Plans (Medigap) can help pay some of the costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for particular services that Original Medicare doesn’t cover, such as medical care when you travel outside the United States.
A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.